|
|
|
|
|
1. Opening, Servicing and Closing of a Basic Account
|
1.1. Opening
|
|
1.1.1. opening of a basic account
The fee applies only for opening the first account.
|
LVL 3
|
1.1.2. opening of a basic account
If any financial instruments, an Escrow account, Savings Account, Account Duet, loans, term deposits, payment cards and/or the 2nd Pension Tier is linked to a clients' basic account.
|
free of charge
|
1.1.3. opening of a pension account with the Russian Federation Ministry of Defence
|
free of charge
|
|
1.2. Basic account service fee:
|
1.2.1. basic account service fee
|
LVL 0,10 monthly
|
1.2.2. basic account service fee
If any financial instruments, loans, opened Savings Account, Account Duet, term deposits, payment cards are linked to the account and/or the client is under-age.
|
free of charge
|
1.2.3. service fee for a pension account with the Russian Federation Ministry of Defence
|
free of charge
|
1.2.4. service fee for an inactive basic account
Applies to a basic account, where a customer has not performed any banking operations within the last six months. Service fee for an inactive basic account is not applied to accounts mentioned in clauses 1.2.2 - 1.2.3.
|
LVL 0,75 monthly
|
|
1.3. Closing
|
free of charge
|
2. Interest Bearing Balance of a Basic AccountThe interest bearing is not calculated for pension accounts with the Russian Federation Ministry of Defense.
|
2.1. LVL
Minimum interest bearing balance - LVL 1000
|
0,25% annualy
|
|
2.2. USD
Minimum interest bearing balance - USD 2000
|
0,25% annualy
|
|
2.3. EUR
Minimum interest bearing balance - EUR 2000
|
0,25% annualy
|
3. Interest for a Negative Balance of a Basic Account
|
3.1. Interest for a negative balance of a basic account
The fee for exceeding Overdraft limit or a negative balance of the account if there is no Overdraft limit given for the account
|
48% annualy
|
4. Basic Account Statement
|
4.1. Issuing a basic account statement:
|
4.1.1. at a Customer Service Center
|
free of charge
|
4.1.2. by mail within Latvia
|
LVL 0,95
|
4.1.2. by mail abroad
|
LVL 1,95
|
|
4.2. Copy of a basic account statement
|
LVL 0,95
|
|
4.3. An extra basic account statement for the respective period
|
LVL 0,95
|
|
|
|
|