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4more is your chance to change the return on your deposit - you can enhance it by 0,35 percentage points. How? Use other services of Latvijas Krājbanka and receive an even higher return.
It is simple:
- If you have a credit card with credit limit, receive + 0.20 percentage points,
- If you have a classic card or a credit card without credit limit, receive + 0.10 percentage points,
- If you have a loan within the bank, receive + 0.10 percentage points,
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If you use Online banking or Mobile banking, receive + 0.10 percentage points,
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Sign up for the 2nd Pension Tier within the bank and receive + 0.05 percentage points.
Through 4more you are able to increase your return by 0.35 percentage points, which is not a small amount. Call or come and visit us.
4more Deposit (annual)1
| Term/Currency |
LVL |
EUR |
| Deposit performed at a Client Service Center
|
| 6 months |
5.51 + Addition
|
4.01 + Addition |
| 12 months |
6.51 + Addition |
4.51 + Addition |
| 18 months |
6.51 + Addition |
4.75 + Addition |
| Minimum deposit amount |
200
|
200 |
Effective from 10.03.2010.
| Addition (depending on the usage of other Krājbanka services)2
|
| Credit Card with credit limit |
0.20 percentage points
|
| Classic card3 or credit card without credit limit |
0.10 percentage points |
Loans (Loan and/or Overdraft)4
|
0.10 percentage points |
| Electronic Banking Sistems (Online Bank and/or Mobile Bank) |
0.10 percentage points |
| 2nd Tier Pension Plan5 |
0.05 percentage points |
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Charge for braking the contract before time
|
All earned % + 1,5 % from the deposited summ
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Warning time for early withdrawal and braking of the contract
|
7 days
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1 If the total amount of the transaction exceeds Ls 30 000, USD 60 000,
EUR 30 000 or GBP 30 000, the interest is negotiated by both sides.
2 Maximum accrual - 0,35 percentage points. Making the deposit each accrual indicated in the subpoint is applied only once.
3 Classic card to current account.
4 The accrual is applied if the Client repays the loan without delays.
5 The accrual is applied if during current calendar year the Client by virtue of Krājbanka applies for the participation in one of the 2nd tier plans, managed by LKB Krājfondi.
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