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Capital deposit will be right for you when you want the highest interest rate and when you want to withdraw your income at the expiration of the deposit term.
Opportunities that are associated with the capital deposit
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The highest interest rates;
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Deposits in LVL, USD, EUR or GBP;
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Deposits for 3, 6, 12, 18, 24, 36 or 60 months;
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No change in the interest rate during the term of the deposit;
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Availability of receiving the interest income as a deposit into your Latvijas Krājbanka account;
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You can use the deposit as a collateral for a loan from Latvijas Krājbanka;
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You can have more than one capital deposit simultaneously.
Capital deposits can be made through the Remote Banking System or at any of Latvijas Krājbanka Client Service Centers.
You will need your passport.
Latvijas Krājbanka guarantees the security of your deposit and the confidentiality of the transaction.
Interest rates (annual)1Interests at the end of the term
| | LVL | USD | EUR | GBP |
| Deposit performed at a Client Service Center |
| 3 months |
4.01
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2.81
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3.31
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3.01
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| 6 months |
5.51
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3.31
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4.01
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3.51
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| 12 months |
6.51
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4.01
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4.51
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4.01
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| 18 months |
6.51
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4.21
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4.75
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4.11
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| 24 months |
6.51
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4.51
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4.75
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4.11
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| 36 months |
6.51
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4.51
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5.01
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4.11
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| 60 months |
6.21
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4.51
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5.01
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4.11
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Deposit performed through one of the Electronic Payment Systems
(Online banking, Telephone banking) |
| 3 months |
4.06
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2.86
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3.36
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3.06
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| 6 months |
5.56
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3.36
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4.06
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3.56
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| 12 months |
6.56
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4.06
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4.56
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4.06
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| 18 months |
6.56
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4.26
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4.80
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4.16
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| 24 months |
6.56
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4.56
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4.80
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4.16
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| 36 months |
6.56
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4.56
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5.06
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4.16
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| 60 months |
6.26
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4.56
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5.06
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4.16
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Effective from 10.03.2010.
Minimum deposit
| | LVL | USD | EUR | GBP |
| Deposit performed at a Client Service Center |
50 |
100 |
100 |
100 |
Deposit performed at one of the Electronic Payment Systems
(Online banking, Telephone banking) |
30 |
50 |
50 |
50 |
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Penalty for the brake of contract
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All calculated interest + 1,5% from the deposited amount
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Money withdrawal and contract termination forewarning time
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7 days
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1 If the total amount of the transaction exceeds Ls 30 000, USD 60 000,
EUR 30 000 or GBP 30 000, the interest is negotiated by both sides.
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