To buy or not?A dialog inside you, when two small persons are sitting on your shoulders, is not only a fairytale. It happens to all of us. It is not for other person's ears, we hold it inside us. It is our inner conversation, sometimes even a dispute. We doubt. We want to make right choices. We are afraid to make mistakes. It is so humane.
We in Krājbanka hear your inner dialog, and offer you an excellent solution. An account, on which you can save by spending, and spend by saving.
We call it Duet. Duet is a balance. Duet is an account, where continuous activity is happening. And it feels good that you are the master of it all:
- Money grows. For the account balance the profit interest will be calculated and will be added to the principal amount every month. So to say - money makes money.
- More convenient purchases. A payment card Maestro Duet will be attracted to your account. Your money will be available 24 hours a day. Besides, it is more convenient to pay by card.
- Easy added. The deposit can be added without limits at any time by transfer and by cash. You are the chief accountant of your account.
- Complete control. It feels good to hold a hand on your account pulse. By processing the account Duet, we will offer you also convenient free service package Online banking, Mobile banking or Telephone banking. So that you can receive the information on your account at anytime and anywhere.
- Simple first step. To be the owner of the account Duet, you have to deposit initial payment in the amount of 25 LVL or 40 EUR.
And „to buy or not?" becomes the most easier question in the world.
The tariffs of Account Duet1
| Currency |
LVL |
EUR |
| Opening |
free of charge |
| Initial minimum deposit |
25 |
40 |
| Service |
free of charge |
| Closing |
free of charge |
| Interest for the account balance |
2.80% per annum |
2.20% per annum |
| The minimum balance for interest calculation |
5 |
10 |
| Interest fro prohibited negative account balance |
48% per annum
|
| Transfers: |
| to own account within Krājbanka, by submitting notification and observing the notification term |
free of charge |
| to own account within Krājbanka, by submitting notification and not observing the notification term |
Penalty + according to the respective item tariffs of the part Transfers |
| to own account or other client's account within Krājbanka or in other bank |
1% from the amount + according to the respective item tariffs of the part Transfers |
| Penalty for the money payment without observing the notification term |
1% from the amount |
| Notification term for money transfers to own account within Krājbanka and / or for contract closing |
7 days |
Effective from 26.02.2010.
1 For issuing a basic account statement the fees is applied in accordance with the Basic Account tariffs; for the cash payment into the account Duet the fee is applied in accordance with the Cash transaction tariffs; for the operations with payment card Maestro Duet the fee is applied in accordance with the Payment Cards tariffs.
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