Krājbanka’s Mobile Banking allows you to find out your account balance operatively, as well as make transactions by sending messages through your mobile phone.

Your current location is not an obstacle for performing transactions.

To become a user of Mobile Banking you need:

• An account with Krājbanka. Accounts in LVL and other currencies may be connected to the Mobile Banking;
• A mobile phone with SMS sending and receiving options, which operates in LMT, Bite or TELE2 network;
• An agreement with Krājbanka on the use of  Mobile Banking;

The services of Krājbankas Mobile bank are available for customers of LMT (including users of OKarte), Tele2 (including users of Zelta Zivtina), Bite (including users of BiFri) and as well as users of pre-paid cards AMIGO and HALLO (LMT service number is used).

The service codes for Krājbanka’s Mobile Banking in Latvia and abroad:

• LMT clients - 29302020
• TELE 2 clients - 26000440
• Bite clients - 29024004
  

Opportunities that are associated with Mobile Banking

Mobile Banking provides you with a possibility to use such Krājbanka’s services as:

Information in an SMS format on:

• account balances;
• transactions in the account;
• exchange rates (Krājbanka’s cash purchase and sale).

Information may be sent:

• as required by the customer;
• automatically - when account balances change (only for LMT and Bite clients);

Information as required by the customer

By sending a request (message) containing a valid command to the Mobile Banking’s service code you can receive the desired information. You will receive a reply message within 5 minutes after sending the request.

Information in case of account balance change

Provided you are an LMT or Bite client, you can receive information on any changes in your account. You can both connect and disconnect this mode by sending a message containing the necessary command to the Mobile Banking service.

When using Krājbanka’s Mobile Banking transaction mode in addition to the options offered by the read-only mode, you can complete transactions* in LVL or in other currencies through your mobile phone. Mobile Banking provides the possibility to make transactions by first making them as templates using Online Banking.

Making of Templates

In order to make payments in the Mobile Banking system, it is necessary to do the following using Online Banking:

• to develop a template for the payment by completing it with the required details;
• to save this payment form as a template for Mobile Banking use (the name of the template cannot exceed 10 signs).

Managing of Transactions

You have to:

1. Apply for the transaction by sending a message to the Mobile Banking service code. After receiving your message Krājbanka sends details of the chosen transaction and a request to approve the payment by entering the number of the Code Card and a code from the Code Card or the authorization.
2. Approve the transaction by sending the payment approval message and indicating any unused codes from your Code Card or the authorization code from the Code calculator. Krājbanka sends back an approval that the payment order has been executed or an explanatory rejection in case the transaction is not completed due to certain reasons.

* Via Mobile banking you can send standard priority payments and express priority payments in BYR, UAH, RUB and KAZ currencies.

You can obtain detailed information about usage of the Code Card or the Code calculator for Mobile Banking transactions at any of Krājbanka Client Service Centers or by calling the information line: +371 67092020.

Message Formats

Mobile Banking tariffs

Code Calculator user manual

Code Card user manual