Opportunities that are associated with Online Banking

By using Online banking you have the following advantages and services:

The read-only mode

• Account monitoring;
• Monitoring of the history of transactions in the account;
• To see over the reserved amounts and the reasons of the reservation;
• Information about currency exchange rates;
• Information about types of deposits and the interest rates;
• Information about payment card details;
• To get access to Lursoft service “Your data”;
• To se over the e-bills offered by Itella;
• To correspond with the bank through free form messages

The transaction mode

You will receive all of the benefits of the read-only mode, plus the following ones:

• Transfers in lats or other currencies;
• Deposits and replenishing of deposits;
• Information about the history of transactions in the account;
• Money withdrawals from the Savings Account;
• Registering “Secure purchase in the Internet” service for your payment cards;
• Import payments from an accounting program to Online Bank;
• Export transaction history from Online Bank to an accounting program;
• Payment of bills through Sample payments in Mobile Banking.

If you have transfers that are made regularly, you can save these as templates. That will save you lots of time, because you won’t have to enter all of the data again and again.

The security of Online Banking

Latvijas Krājbanka guarantees the security and stability of Online Banking, making use of several levels of protection for that purpose:

• Unauthorised use of Online Banking in read-only mode is prevented through authorization tools:
  • the customer number in remote banking systems,
  • the Code card number or the authorization code from Code calculator,
  • the password (which can be changed in the Online Banking system);
• In transaction mode, the Code card number and the code from the Code card must be used to make transfers to Latvijas Krājbanka and to make deposits;
• If you have chosen to use the Code calculator, you should use the code from the Code calculator instead of the Code card number and the code from the Code card in the transaction mode;
• You can send several transfers to Latvijas Krājbanka during one session and with one code, but if you make a deposit or replenishment of deposit, you can use the code for only one transaction;
• There are 35 codes on a card, and you can use more than one card simultaneously;
• If necessary, you can use more than one Code calculator simultaneously;
• Data exchange in the Online Banking system is coded at a high level (128-bit SSL), and a digital certificate prevents the risk of intrusion during data transmission.

More detailed information about the Code card, the Code calculator, and their use in Online Banking transactions can be found at any Latvijas Krājbanka Client Service Center or using the information line at 67092020.

The technical parameters of using Online Banking

• You will need a computer with Microsoft Windows or Macintosh operating systems and an Internet connection;
• The minimum for the computer is a 200 MHz processor with 32 Mb RAM;
• The recommended Internet browsers are Microsoft Internet Explorer 5.0+ and/or Netscape Navigator 4.7+.

Online Banking user manual 

Code Calculator user manual

Code Card user manual

To become an Online Banking user, you should have a Basic Account at Latvijas Krājbanka, and you have to sign an agreement to use Online Banking. You can do that at any of Latvijas Krājbanka Client Service Centers.

Online Banking Tariffs