Consumer loan

Want changes in your lifestyle and quality? Want to transform dreams into reality? Krājbanka offers a unique possibility – within one day receive a loan without collateral of up to 5000 LVL with repayment term for up to 4 years!


Loan for tuition fee payments

If you need funds to pay for studies - come to Krājbanka and get the Loan for tuition fee payment. This loan is available for you if you are a student of any university or college accredited in Latvia.


Credit limit

We offer you not only the widest choice of credit cards, but we also add the option of a credit limit. A credit card’s credit limit gives you a possibility to borrow in case there are insufficient means in your account for a purchase you need.


Mortgage loan

Nowadays people pay more and more attention, both, to their own welfare, as well as the welfare of their family. Undoubtedly one of the main expressions of welfare is a dwelling place, which is pleasant, convenient and furnished at your own taste. However, not all people without additional financial means have a possibility to acquire it. A perfect solution is Krājbanka’s Mortgage loan!


Overdraft

Overdraft is a convenient service which gives you a possibility to borrow money within a certain limit, at the time and place which is convenient to you. Overdraft gives a feeling of safety and a certain comfort at the moments when you do not have sufficient money in your account but you need to make payments or withdraw cash at an ATM.


Opportunity loan

If you are dreaming about making a larger purchase or you have ambitious plans for the realization of which you do not have enough money – this loan is created just for you.

Use of opportunity loan – it is a real possibility today to afford what you could purchase only by saving for a longer period of time.


Loan using collateral deposit

Krājbanka’s offered deposit program is beneficial to you not only because you receive interest on deposit, but also because of the fact that, if necessary, you can use your deposit as collateral in order to receive a loan.


Bank guarantees