What is Verified by Visa?
It is a unique service that uses personal passwords or identity information to help protect Visa card numbers against unauthorized use. A private code means added protection against unauthorized use of your card when you shop at participating online merchants.
Why should I sign up for Verified by Visa?
It provides an extra level of protection for online shopping. It helps to prevent unauthorized online use before it can happen.
I am not an Internet expert. How easy to use is Verified by Visa?
It is quick and easy to use. When you submit an order at a participating online store, a Verified by Visa window will appear. You just enter your password, submit, and you're done.
Can I use Verified by Visa from any computer?
Yes. One of the great advantages of Verified by Visa is that it can work with just about any PC with an Internet connection. There is no special software necessary. Once you activate your card for Verified by VISA, you simply shop as you usually do. Your Visa card number is automatically recognized at checkout. Be sure that Cookies and JavaScript are enabled and that pop-up killers are disabled on your computer. See more information on supported browsers and how to enable Cookies and JavaScript in System Requirements.
How do I shop with Verified by Visa?
When you pay with your Visa card, the Verified by Visa service is automatically extended to you at participating online stores. After you enter your Visa card number and submit your order, Krājbanka will display Verified by Visa authentication page. You will enter your password and click submit. Your password will be verified and the purchase process will proceed.
Where can I shop using Verified by Visa?
For a list of participating online stores, visit the Places to Shop section. The list of participating stores is growing, so bookmark that page or set it as one of your favorites, and check back often.
Look for the Verified by Visa symbol displayed at WEB sites of many participating stores.
Once I activate my card, will I use my password wherever I shop online?
You'll use your Verified by Visa password only at participating online stores.
How will online stores know that my card is activated?
Whenever you use your activated card to pay at participating online stores, your Visa card number will automatically be recognized and the Verified by Visa password window will appear. Your password will be required to complete your purchase.
What is a Personal Assurance Message (PAM)?
Your PAM appears in your password screen when you make purchases. When the Verified by Visa window appears during the purchase process you should always check to see that your PAM appears correctly. This confirms that it's an authentic Verified by Visa window.
I have a pop-up killer software installed on my computer. Will Verified by Visa work for me?
Many participating online stores have implemented Verified by Visa so that your Verified by Visa password window will appear in a pop-up, or new browser window. If you have software installed on your computer that automatically closes browser windows that are not generated by you, then this may also prevent your Verified by Visa password window from appearing. You will need to disable the pop-up killer software when you make purchases at participating online stores.
What should I do if I suspect that someone has my password or has used it to make a fraudulent purchase?
If you ever suspect that a fraudulent purchase has been made with your Visa account number, contact us immediately.
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